{"id":331,"date":"2026-03-27T15:26:51","date_gmt":"2026-03-27T15:26:51","guid":{"rendered":"https:\/\/waszkiefinanse.pl\/?page_id=331"},"modified":"2026-04-27T06:19:42","modified_gmt":"2026-04-27T06:19:42","slug":"pozyczki-unijne","status":"publish","type":"page","link":"https:\/\/waszkiefinanse.pl\/index.php\/pozyczki-unijne\/","title":{"rendered":"Po\u017cyczki unijne"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"331\" class=\"elementor elementor-331\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2f068f3 e-flex e-con-boxed e-con e-parent\" data-id=\"2f068f3\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bbad6cd elementor-widget elementor-widget-heading\" data-id=\"bbad6cd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Po\u017cyczki unijne <\/h2>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-580b5b3 e-flex e-con-boxed e-con e-parent\" data-id=\"580b5b3\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-bbd524a e-con-full animated-slow e-flex elementor-invisible e-con e-child\" data-id=\"bbd524a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fb49209 elementor-widget elementor-widget-heading\" data-id=\"fb49209\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Rozwi\u0144 swoj\u0105 firm\u0119 dzi\u0119ki po\u017cyczkom unijnym<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e921f89 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"e921f89\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Je\u015bli jeste\u015b na etapie, gdzie firma ju\u017c dzia\u0142a, zarabia i my\u015blisz o kolejnym kroku &#8211; inwestycji, rozwoju, zwi\u0119kszeniu skali &#8211; to jest moment, w kt\u00f3rym zaczynasz liczy\u0107 nie tylko \u201eczy si\u0119 da\u201d, ale <strong>ile to realnie kosztuje<\/strong>. W praktyce wygl\u0105da to tak: masz plan, widzisz kierunek, tylko decyzja o finansowaniu zaczyna wa\u017cy\u0107 wi\u0119cej ni\u017c sama inwestycja.<\/p><p>Tu pojawia si\u0119 druga opcja, o kt\u00f3rej wi\u0119kszo\u015b\u0107 firm po prostu nie wie albo trafia na ni\u0105 za p\u00f3\u017ano.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d64e5f9 e-con-full e-flex e-con e-child\" data-id=\"d64e5f9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9b3a12b elementor-widget__width-initial elementor-mobile-align-center elementor-widget-mobile__width-initial elementor-widget elementor-widget-button\" data-id=\"9b3a12b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#wiecej\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-caret-right\" viewBox=\"0 0 192 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M0 384.662V127.338c0-17.818 21.543-26.741 34.142-14.142l128.662 128.662c7.81 7.81 7.81 20.474 0 28.284L34.142 398.804C21.543 411.404 0 402.48 0 384.662z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Dowiedz si\u0119 wi\u0119cej<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-52cbd79 e-con-full animated-slow e-flex elementor-invisible e-con e-child\" data-id=\"52cbd79\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeIn&quot;}\">\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a738b63 e-flex e-con-boxed e-con e-parent\" data-id=\"a738b63\" data-element_type=\"container\" data-e-type=\"container\" id=\"wiecej\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-be3b952 e-con-full e-flex e-con e-child\" data-id=\"be3b952\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-99ddf70 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"99ddf70\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">To rozwi\u0105zanie dla firm, kt\u00f3re:<\/h2>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-006ff53 e-con-full e-flex e-con e-child\" data-id=\"006ff53\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-744499e elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-widget elementor-widget-icon-box\" data-id=\"744499e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tMaj\u0105 pouk\u0142adan\u0105 sytuacj\u0119 finansow\u0105\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3538be7 elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-widget elementor-widget-icon-box\" data-id=\"3538be7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tPotrafi\u0105 policzy\u0107 koszt pieni\u0105dza\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6814dd6 elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-widget elementor-widget-icon-box\" data-id=\"6814dd6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tChc\u0105 podj\u0105\u0107 decyzj\u0119 \u015bwiadomie\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c48c0d2 e-flex e-con-boxed e-con e-parent\" data-id=\"c48c0d2\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-e250c1e e-con-full animated-slow e-flex elementor-invisible e-con e-child\" data-id=\"e250c1e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b1f5698 elementor-widget elementor-widget-heading\" data-id=\"b1f5698\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Po\u017cyczki unijne s\u0105 idealnym rozwi\u0105zniem dla:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e14bdcc elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"e14bdcc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li>mikro, ma\u0142ych i \u015brednich firm (oraz du\u017cych &#8211; w zale\u017cno\u015bci od wojew\u00f3dztwa)<\/li><li>firm na ka\u017cdym etapie &#8211; r\u00f3wnie\u017c od pocz\u0105tku dzia\u0142alno\u015bci<\/li><li>przedsi\u0119biorc\u00f3w z r\u00f3\u017cnych bran\u017c<\/li><li>firm planuj\u0105cych inwestycj\u0119 &#8211; niezale\u017cnie od miejsca jej realizacji<\/li><li>firm, kt\u00f3re maj\u0105 zdolno\u015b\u0107, wyniki i zabezpieczenie &#8211; i chc\u0105 \u015bwiadomie wybra\u0107 najta\u0144sze dost\u0119pne finansowanie w kraju<\/li><\/ul><p>\u00a0<\/p><p><strong>Finansowanie:<\/strong><\/p><ul><li>nie wymaga wk\u0142adu w\u0142asnego (mo\u017cliwe 100% inwestycji)<\/li><li>obejmuje r\u00f3wnie\u017c VAT<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4d5c992 e-con-full animated-slow e-flex elementor-invisible e-con e-child\" data-id=\"4d5c992\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeIn&quot;}\">\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b4919bf e-flex e-con-boxed e-con e-parent\" data-id=\"b4919bf\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-13d813b e-con-full e-flex e-con e-child\" data-id=\"13d813b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fa7b15d elementor-position-inline-end elementor-widget-mobile__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"fa7b15d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_1\" viewBox=\"0 0 64 64\" data-name=\"Layer 1\"><path d=\"m2 13.403c0 4.564 7.804 30.777 8.136 31.892.126.424.516.714.958.714s.832-.29.958-.714c.332-1.114 8.136-27.327 8.136-31.892 0-5.015-4.08-9.095-9.095-9.095s-9.093 4.081-9.093 9.095zm16.189 0c0 3.116-4.486 19.132-7.095 28.069-2.609-8.937-7.095-24.953-7.095-28.069 0-3.912 3.183-7.095 7.095-7.095s7.095 3.183 7.095 7.095z\"><\/path><path d=\"m5.906 54.503c0 2.861 2.328 5.188 5.188 5.188s5.188-2.327 5.188-5.188-2.328-5.188-5.188-5.188-5.188 2.327-5.188 5.188zm8.377 0c0 1.758-1.43 3.188-3.188 3.188s-3.188-1.431-3.188-3.188 1.43-3.188 3.188-3.188 3.188 1.431 3.188 3.188z\"><\/path><path d=\"m32 4.309c-5.015 0-9.095 4.08-9.095 9.095 0 4.564 7.804 30.777 8.136 31.892.126.424.516.714.958.714s.832-.29.958-.714c.332-1.114 8.136-27.327 8.136-31.892 0-5.015-4.08-9.095-9.095-9.095zm0 37.164c-2.609-8.937-7.095-24.953-7.095-28.069 0-3.912 3.183-7.095 7.095-7.095s7.095 3.183 7.095 7.095c0 3.116-4.486 19.132-7.095 28.069z\"><\/path><path d=\"m26.812 54.503c0 2.861 2.328 5.188 5.188 5.188s5.188-2.327 5.188-5.188-2.328-5.188-5.188-5.188-5.188 2.327-5.188 5.188zm8.377 0c0 1.758-1.43 3.188-3.188 3.188s-3.188-1.431-3.188-3.188 1.43-3.188 3.188-3.188 3.188 1.431 3.188 3.188z\"><\/path><path d=\"m52.905 4.309c-5.015 0-9.095 4.08-9.095 9.095 0 4.564 7.804 30.777 8.136 31.892.126.424.516.714.958.714s.832-.29.958-.714c.332-1.114 8.136-27.327 8.136-31.892 0-5.015-4.08-9.095-9.095-9.095zm0 37.164c-2.609-8.937-7.095-24.953-7.095-28.069 0-3.912 3.183-7.095 7.095-7.095s7.095 3.183 7.095 7.095c0 3.116-4.486 19.132-7.095 28.069z\"><\/path><path d=\"m58.094 54.503c0-2.861-2.328-5.188-5.188-5.188s-5.188 2.327-5.188 5.188 2.328 5.188 5.188 5.188 5.188-2.327 5.188-5.188zm-8.377 0c0-1.758 1.43-3.188 3.188-3.188s3.188 1.431 3.188 3.188-1.43 3.188-3.188 3.188-3.188-1.431-3.188-3.188z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tCo wa\u017cne:\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tTo rozwi\u0105zanie najcz\u0119\u015bciej wykorzystuj\u0105 firmy, kt\u00f3re bez problemu mog\u0142yby skorzysta\u0107 z finansowania bankowego, ale wybieraj\u0105 po\u017cyczk\u0119 unijn\u0105 ze wzgl\u0119du na najni\u017cszy koszt i najkorzystniejsze warunki.\nProgram dobierany jest do miejsca realizacji inwestycji - nie siedziby firmy.\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-dbed30e e-flex e-con-boxed e-con e-parent\" data-id=\"dbed30e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-ddc064d e-con-full animated-slow e-flex elementor-invisible e-con e-child\" data-id=\"ddc064d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-328b8a6 elementor-widget elementor-widget-heading\" data-id=\"328b8a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Na co mo\u017cna przeznaczy\u0107 \u015brodki?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-25932f0 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"25932f0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>To nie s\u0105 pieni\u0105dze \u201ena wszystko\u201d. To finansowanie konkretnych inwestycji, kt\u00f3re maj\u0105 zwi\u0119kszy\u0107 skal\u0119 i efektywno\u015b\u0107 firmy.<\/p><p>\u015arodki przeznaczysz m.in. na:<\/p><ul><li>maszyny i urz\u0105dzenia<\/li><li>budow\u0119 lub rozbudow\u0119 hali \/ lokalu<\/li><li>modernizacj\u0119 i dostosowanie przestrzeni<\/li><li>cyfryzacj\u0119 i automatyzacj\u0119 proces\u00f3w<\/li><li>rozw\u00f3j oferty (nowe lub ulepszone produkty i us\u0142ugi)<\/li><li>inwestycje obni\u017caj\u0105ce koszty (np. energia)<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1075bb2 e-con-full animated-slow e-flex elementor-invisible e-con e-child\" data-id=\"1075bb2\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-092b1ea e-con-full e-flex e-con e-child\" data-id=\"092b1ea\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-79e4239 e-con-full e-flex e-con e-child\" data-id=\"79e4239\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4d43310 e-con-full e-flex e-con e-child\" data-id=\"4d43310\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-7ab7adc e-con-full e-flex e-con e-child\" data-id=\"7ab7adc\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8ce8073 e-con-full e-flex e-con e-child\" data-id=\"8ce8073\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f39ebf7 e-flex e-con-boxed e-con e-parent\" data-id=\"f39ebf7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-32a8841 e-con-full animated-slow e-flex elementor-invisible e-con e-child\" data-id=\"32a8841\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-79e9183 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"79e9183\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Cz\u0119\u015b\u0107 program\u00f3w dopuszcza r\u00f3wnie\u017c kapita\u0142 obrotowy &#8211; wy\u0142\u0105cznie jako element inwestycji (np. materia\u0142y, start produkcji, wdro\u017cenie us\u0142ugi). <strong>To tylko zarys mo\u017cliwo\u015bci. <\/strong>Zakres finansowania jest znacznie szerszy, a ka\u017cdy projekt oceniany jest indywidualnie.<\/p><p>W praktyce wiele inwestycji, kt\u00f3re na pierwszy rzut oka \u201ewydaj\u0105 si\u0119 nie do zrobienia\u201d, przy odpowiednim podej\u015bciu i ustawieniu projektu kwalifikuje si\u0119 do finansowania.<\/p><p>Dlatego kluczowa jest rozmowa &#8211; \u017ceby oceni\u0107 realne mo\u017cliwo\u015bci i nie skre\u015bla\u0107 tematu na etapie za\u0142o\u017ce\u0144.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-51e6e5d e-con-full e-flex e-con e-child\" data-id=\"51e6e5d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fd18c89 elementor-widget__width-initial elementor-mobile-align-center elementor-widget-mobile__width-initial elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"fd18c89\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#konsultacja\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-caret-right\" viewBox=\"0 0 192 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M0 384.662V127.338c0-17.818 21.543-26.741 34.142-14.142l128.662 128.662c7.81 7.81 7.81 20.474 0 28.284L34.142 398.804C21.543 411.404 0 402.48 0 384.662z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Um\u00f3w sie na konsultacj\u0119<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8e773c7 e-con-full animated-slow e-flex elementor-invisible e-con e-child\" data-id=\"8e773c7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeIn&quot;}\">\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2166f93 e-flex e-con-boxed e-con e-parent\" data-id=\"2166f93\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-1247103 e-con-full animated-slow e-flex elementor-invisible e-con e-child\" data-id=\"1247103\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-97c7317 elementor-widget elementor-widget-heading\" data-id=\"97c7317\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Warunki finansowania<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9235ace elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"9235ace\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Warunki r\u00f3\u017cni\u0105 si\u0119 w zale\u017cno\u015bci od programu i wojew\u00f3dztwa, ale w praktyce wygl\u0105daj\u0105 bardzo przewidywalnie i stabilnie.<\/p><p>Najcz\u0119\u015bciej:<\/p><ul><li>oprocentowanie ok. 2% (sta\u0142e, bez WIBOR i zmiennych sk\u0142adnik\u00f3w)<\/li><li>brak prowizji i dodatkowych koszt\u00f3w po stronie funduszu \/ banku (BGK)<\/li><li>okres finansowania najcz\u0119\u015bciej ok. 7 lat<\/li><li>karencja w sp\u0142acie 6-12 miesi\u0119cy<\/li><li>mo\u017cliwo\u015b\u0107 finansowania 100% inwestycji (bez wk\u0142adu w\u0142asnego &#8211; w wi\u0119kszo\u015bci programach)<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f8ea91d e-con-full animated-slow e-flex elementor-invisible e-con e-child\" data-id=\"f8ea91d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-14064fe e-con-full e-flex e-con e-child\" data-id=\"14064fe\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-dd89ba7 e-con-full e-flex e-con e-child\" data-id=\"dd89ba7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-adca0ac e-con-full e-flex e-con e-child\" data-id=\"adca0ac\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d9e7e01 e-con-full e-flex e-con e-child\" data-id=\"d9e7e01\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-54305c8 e-con-full elementor-hidden-mobile e-flex e-con e-child\" data-id=\"54305c8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f63c23d e-flex e-con-boxed e-con e-parent\" data-id=\"f63c23d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-d9ee05b e-con-full animated-slow e-flex elementor-invisible e-con e-child\" data-id=\"d9ee05b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e20b0a0 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"e20b0a0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Szczeg\u00f3\u0142owe warunki zawsze zale\u017c\u0105 od miejsca realizacji inwestycji i rodzaju projektu -dlatego kluczowa jest rozmowa na pocz\u0105tku.<\/p><p>Na tym etapie jestestem w stanie bardzo konkretnie okre\u015bli\u0107, jak b\u0119dzie wygl\u0105da\u0142a sp\u0142ata i jaki b\u0119dzie ca\u0142kowity koszt finansowania &#8211; bez \u201eniespodzianek\u201d w trakcie.<\/p><p><strong>W praktyce oznacza to jedno:<\/strong><\/p><p>Z g\u00f3ry wiesz, ile kosztuje pieni\u0105dz i mo\u017cesz dopasowa\u0107 finansowanie do tempa rozwoju firmy.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d6c4b06 e-con-full e-flex e-con e-child\" data-id=\"d6c4b06\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0b0b71f elementor-widget__width-initial elementor-mobile-align-center elementor-widget-mobile__width-initial elementor-widget elementor-widget-button\" data-id=\"0b0b71f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#konsultacja\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-caret-right\" viewBox=\"0 0 192 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M0 384.662V127.338c0-17.818 21.543-26.741 34.142-14.142l128.662 128.662c7.81 7.81 7.81 20.474 0 28.284L34.142 398.804C21.543 411.404 0 402.48 0 384.662z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Um\u00f3w si\u0119 na konsultacj\u0119<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-47de41a e-con-full animated-slow e-flex elementor-invisible e-con e-child\" data-id=\"47de41a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeIn&quot;}\">\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c5fc25d e-flex e-con-boxed e-con e-parent\" data-id=\"c5fc25d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-23a53ae e-con-full e-flex e-con e-child\" data-id=\"23a53ae\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dbd7ae2 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"dbd7ae2\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Najcz\u0119\u015bciej zadawane pytania<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7e13c24 elementor-widget__width-initial animated-slow elementor-invisible elementor-widget elementor-widget-n-accordion\" data-id=\"7e13c24\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1320\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1320\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Na co mog\u0119 przeznaczy\u0107 po\u017cyczk\u0119? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-circle-right\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8c137 0 248 111 248 248S393 504 256 504 8 393 8 256 119 8 256 8zm113.9 231L234.4 103.5c-9.4-9.4-24.6-9.4-33.9 0l-17 17c-9.4 9.4-9.4 24.6 0 33.9L285.1 256 183.5 357.6c-9.4 9.4-9.4 24.6 0 33.9l17 17c9.4 9.4 24.6 9.4 33.9 0L369.9 273c9.4-9.4 9.4-24.6 0-34z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1320\" class=\"elementor-element elementor-element-fe29afe e-con-full e-flex e-con e-child\" data-id=\"fe29afe\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3c42ed5 elementor-widget elementor-widget-text-editor\" data-id=\"3c42ed5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Na inwestycje, kt\u00f3re rozwijaj\u0105 firm\u0119 &#8211; np. zakup maszyn, budow\u0119 lub rozbudow\u0119 hali, wyposa\u017cenie, cyfryzacj\u0119 czy wprowadzenie nowych us\u0142ug. To tylko zarys &#8211; zakres jest szerszy i cz\u0119sto zale\u017cy od sposobu ustawienia projektu.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1321\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1321\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Czy musz\u0119 mie\u0107 zabezpieczenie? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-circle-right\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8c137 0 248 111 248 248S393 504 256 504 8 393 8 256 119 8 256 8zm113.9 231L234.4 103.5c-9.4-9.4-24.6-9.4-33.9 0l-17 17c-9.4 9.4-9.4 24.6 0 33.9L285.1 256 183.5 357.6c-9.4 9.4-9.4 24.6 0 33.9l17 17c9.4 9.4 24.6 9.4 33.9 0L369.9 273c9.4-9.4 9.4-24.6 0-34z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1321\" class=\"elementor-element elementor-element-c388837 e-con-full e-flex e-con e-child\" data-id=\"c388837\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-92f3317 elementor-widget elementor-widget-text-editor\" data-id=\"92f3317\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Tak \u2014 zabezpieczenie jest wymagane, najcz\u0119\u015bciej na poziomie ok. 150% warto\u015bci po\u017cyczki.<\/p><p>Formalnie mo\u017cliwe s\u0105 r\u00f3\u017cne formy:<\/p><ul><li>hipoteka na nieruchomo\u015bci \/ gruntach<\/li><li>zastaw, przew\u0142aszczenie<\/li><li>cesje<\/li><\/ul><p>W praktyce najcz\u0119\u015bciej stosowane i najlepiej widziane jest zabezpieczenie na nieruchomo\u015bci lub gruntach.<\/p><p>Co wa\u017cne &#8211; zabezpieczenie nie musi by\u0107 wy\u0142\u0105cznie na maj\u0105tku firmy. Mo\u017ce pochodzi\u0107 r\u00f3wnie\u017c od os\u00f3b trzecich (np. rodziny, partner\u00f3w biznesowych). Ka\u017cdy przypadek rozpatrywany jest indywidualnie &#8211; cz\u0119sto jest wi\u0119cej mo\u017cliwo\u015bci, ni\u017c na pierwszy rzut oka si\u0119 wydaje.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1322\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1322\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Czy si\u0119 kwalifikuj\u0119? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-circle-right\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8c137 0 248 111 248 248S393 504 256 504 8 393 8 256 119 8 256 8zm113.9 231L234.4 103.5c-9.4-9.4-24.6-9.4-33.9 0l-17 17c-9.4 9.4-9.4 24.6 0 33.9L285.1 256 183.5 357.6c-9.4 9.4-9.4 24.6 0 33.9l17 17c9.4 9.4 24.6 9.4 33.9 0L369.9 273c9.4-9.4 9.4-24.6 0-34z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1322\" class=\"elementor-element elementor-element-361afd0 e-con-full e-flex e-con e-child\" data-id=\"361afd0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c371af4 elementor-widget elementor-widget-text-editor\" data-id=\"c371af4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>To nie jest zero-jedynkowe. Znaczenie ma nie tylko wynik finansowy, ale ca\u0142a sytuacja firmy &#8211; np. maj\u0105tek, podpisane kontrakty czy kierunek rozwoju. W wielu przypadkach da si\u0119 \u201ez czego\u015b zaczepi\u0107\u201d, dlatego rozmowa na pocz\u0105tku jest kluczowa.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1323\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1323\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Czy moja firma mo\u017ce skorzysta\u0107? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-circle-right\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8c137 0 248 111 248 248S393 504 256 504 8 393 8 256 119 8 256 8zm113.9 231L234.4 103.5c-9.4-9.4-24.6-9.4-33.9 0l-17 17c-9.4 9.4-9.4 24.6 0 33.9L285.1 256 183.5 357.6c-9.4 9.4-9.4 24.6 0 33.9l17 17c9.4 9.4 24.6 9.4 33.9 0L369.9 273c9.4-9.4 9.4-24.6 0-34z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1323\" class=\"elementor-element elementor-element-0cde4de e-con-full e-flex e-con e-child\" data-id=\"0cde4de\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-051aaa9 elementor-widget elementor-widget-text-editor\" data-id=\"051aaa9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Je\u015bli firma dzia\u0142a, planuje inwestycj\u0119 i nie ma zaleg\u0142o\u015bci w ZUS, US i BIK &#8211; zazwyczaj s\u0105 mo\u017cliwo\u015bci. Du\u017co zale\u017cy od tego, jak projekt zostanie ustawiony i do jakiego programu dopasowany.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1324\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1324\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Ile mog\u0119 uzyska\u0107 i na jakich warunkach? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-circle-right\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8c137 0 248 111 248 248S393 504 256 504 8 393 8 256 119 8 256 8zm113.9 231L234.4 103.5c-9.4-9.4-24.6-9.4-33.9 0l-17 17c-9.4 9.4-9.4 24.6 0 33.9L285.1 256 183.5 357.6c-9.4 9.4-9.4 24.6 0 33.9l17 17c9.4 9.4 24.6 9.4 33.9 0L369.9 273c9.4-9.4 9.4-24.6 0-34z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1324\" class=\"elementor-element elementor-element-744bb28 e-con-full e-flex e-con e-child\" data-id=\"744bb28\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-356f7ff elementor-widget elementor-widget-text-editor\" data-id=\"356f7ff\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Najcz\u0119\u015bciej:<\/p><ul><li>oprocentowanie ok. 2% (sta\u0142e, bez WIBOR)<\/li><li>brak wk\u0142adu w\u0142asnego (w wielu programach)<\/li><\/ul><p>Kwot\u0119 finansowania okre\u015blam po wst\u0119pnej analizie &#8211; na podstawie realnych danych i planu inwestycji. Kluczowe jest otwarte podej\u015bcie do rozmowy &#8211; wtedy jestem w stanie odnie\u015b\u0107 si\u0119 konkretnie, co jest mo\u017cliwe.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1325\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1325\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Ile trwa ca\u0142y proces? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-circle-right\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8c137 0 248 111 248 248S393 504 256 504 8 393 8 256 119 8 256 8zm113.9 231L234.4 103.5c-9.4-9.4-24.6-9.4-33.9 0l-17 17c-9.4 9.4-9.4 24.6 0 33.9L285.1 256 183.5 357.6c-9.4 9.4-9.4 24.6 0 33.9l17 17c9.4 9.4 24.6 9.4 33.9 0L369.9 273c9.4-9.4 9.4-24.6 0-34z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1325\" class=\"elementor-element elementor-element-f5f3454 e-con-full e-flex e-con e-child\" data-id=\"f5f3454\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2d4d314 elementor-widget elementor-widget-text-editor\" data-id=\"2d4d314\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Od momentu z\u0142o\u017cenia kompletnej dokumentacji decyzja powinna pojawi\u0107 si\u0119 w ci\u0105gu ok. 30 dni. W praktyce warto za\u0142o\u017cy\u0107 2\u20133 miesi\u0105ce, uwzgl\u0119dniaj\u0105c przygotowanie i analiz\u0119 projektu.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1326\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"7\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1326\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Czy musz\u0119 mie\u0107 wk\u0142ad w\u0142asny? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-circle-right\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8c137 0 248 111 248 248S393 504 256 504 8 393 8 256 119 8 256 8zm113.9 231L234.4 103.5c-9.4-9.4-24.6-9.4-33.9 0l-17 17c-9.4 9.4-9.4 24.6 0 33.9L285.1 256 183.5 357.6c-9.4 9.4-9.4 24.6 0 33.9l17 17c9.4 9.4 24.6 9.4 33.9 0L369.9 273c9.4-9.4 9.4-24.6 0-34z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1326\" class=\"elementor-element elementor-element-71df3ec e-con-full e-flex e-con e-child\" data-id=\"71df3ec\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8853880 elementor-widget elementor-widget-text-editor\" data-id=\"8853880\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>W wielu programach nie &#8211; mo\u017cliwe jest finansowanie 100% inwestycji. Zale\u017cy to od konkretnego projektu i programu.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1327\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"8\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1327\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Jak wygl\u0105da wsp\u00f3\u0142praca? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-circle-right\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8c137 0 248 111 248 248S393 504 256 504 8 393 8 256 119 8 256 8zm113.9 231L234.4 103.5c-9.4-9.4-24.6-9.4-33.9 0l-17 17c-9.4 9.4-9.4 24.6 0 33.9L285.1 256 183.5 357.6c-9.4 9.4-9.4 24.6 0 33.9l17 17c9.4 9.4 24.6 9.4 33.9 0L369.9 273c9.4-9.4 9.4-24.6 0-34z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1327\" class=\"elementor-element elementor-element-78c6e24 e-con-full e-flex e-con e-child\" data-id=\"78c6e24\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-185a825 elementor-widget elementor-widget-text-editor\" data-id=\"185a825\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Analiza wst\u0119pna jest bezp\u0142atna. Je\u015bli projekt ma sens,\u00a0prowadz\u0119\u00a0ca\u0142y proces. Rozliczenie jest za efekt \u2013 przy pozytywnej decyzji, wi\u0119c odpowiedzialno\u015b\u0107 za wynik jest po mojej stronie.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Na co mog\\u0119 przeznaczy\\u0107 po\\u017cyczk\\u0119?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Na inwestycje, kt\\u00f3re rozwijaj\\u0105 firm\\u0119 &#8211; np. zakup maszyn, budow\\u0119 lub rozbudow\\u0119 hali, wyposa\\u017cenie, cyfryzacj\\u0119 czy wprowadzenie nowych us\\u0142ug. To tylko zarys &#8211; zakres jest szerszy i cz\\u0119sto zale\\u017cy od sposobu ustawienia projektu.\"}},{\"@type\":\"Question\",\"name\":\"Czy musz\\u0119 mie\\u0107 zabezpieczenie?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Tak \\u2014 zabezpieczenie jest wymagane, najcz\\u0119\\u015bciej na poziomie ok. 150% warto\\u015bci po\\u017cyczki.Formalnie mo\\u017cliwe s\\u0105 r\\u00f3\\u017cne formy:hipoteka na nieruchomo\\u015bci \\\/ gruntachzastaw, przew\\u0142aszczeniecesjeW praktyce najcz\\u0119\\u015bciej stosowane i najlepiej widziane jest zabezpieczenie na nieruchomo\\u015bci lub gruntach.Co wa\\u017cne &#8211; zabezpieczenie nie musi by\\u0107 wy\\u0142\\u0105cznie na maj\\u0105tku firmy. Mo\\u017ce pochodzi\\u0107 r\\u00f3wnie\\u017c od os\\u00f3b trzecich (np. rodziny, partner\\u00f3w biznesowych). Ka\\u017cdy przypadek rozpatrywany jest indywidualnie &#8211; cz\\u0119sto jest wi\\u0119cej mo\\u017cliwo\\u015bci, ni\\u017c na pierwszy rzut oka si\\u0119 wydaje.\"}},{\"@type\":\"Question\",\"name\":\"Czy si\\u0119 kwalifikuj\\u0119?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"To nie jest zero-jedynkowe. Znaczenie ma nie tylko wynik finansowy, ale ca\\u0142a sytuacja firmy &#8211; np. maj\\u0105tek, podpisane kontrakty czy kierunek rozwoju. W wielu przypadkach da si\\u0119 \\u201ez czego\\u015b zaczepi\\u0107\\u201d, dlatego rozmowa na pocz\\u0105tku jest kluczowa.\"}},{\"@type\":\"Question\",\"name\":\"Czy moja firma mo\\u017ce skorzysta\\u0107?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Je\\u015bli firma dzia\\u0142a, planuje inwestycj\\u0119 i nie ma zaleg\\u0142o\\u015bci w ZUS, US i BIK &#8211; zazwyczaj s\\u0105 mo\\u017cliwo\\u015bci. Du\\u017co zale\\u017cy od tego, jak projekt zostanie ustawiony i do jakiego programu dopasowany.\"}},{\"@type\":\"Question\",\"name\":\"Ile mog\\u0119 uzyska\\u0107 i na jakich warunkach?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Najcz\\u0119\\u015bciej:oprocentowanie ok. 2% (sta\\u0142e, bez WIBOR)brak wk\\u0142adu w\\u0142asnego (w wielu programach)Kwot\\u0119 finansowania okre\\u015blam po wst\\u0119pnej analizie &#8211; na podstawie realnych danych i planu inwestycji. Kluczowe jest otwarte podej\\u015bcie do rozmowy &#8211; wtedy jestem w stanie odnie\\u015b\\u0107 si\\u0119 konkretnie, co jest mo\\u017cliwe.\"}},{\"@type\":\"Question\",\"name\":\"Ile trwa ca\\u0142y proces?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Od momentu z\\u0142o\\u017cenia kompletnej dokumentacji decyzja powinna pojawi\\u0107 si\\u0119 w ci\\u0105gu ok. 30 dni. W praktyce warto za\\u0142o\\u017cy\\u0107 2\\u20133 miesi\\u0105ce, uwzgl\\u0119dniaj\\u0105c przygotowanie i analiz\\u0119 projektu.\"}},{\"@type\":\"Question\",\"name\":\"Czy musz\\u0119 mie\\u0107 wk\\u0142ad w\\u0142asny?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"W wielu programach nie &#8211; mo\\u017cliwe jest finansowanie 100% inwestycji. Zale\\u017cy to od konkretnego projektu i programu.\"}},{\"@type\":\"Question\",\"name\":\"Jak wygl\\u0105da wsp\\u00f3\\u0142praca?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Analiza wst\\u0119pna jest bezp\\u0142atna. Je\\u015bli projekt ma sens,\\u00a0prowadz\\u0119\\u00a0ca\\u0142y proces. Rozliczenie jest za efekt \\u2013 przy pozytywnej decyzji, wi\\u0119c odpowiedzialno\\u015b\\u0107 za wynik jest po mojej stronie.\"}}]}<\/script>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6fc2d82 e-flex e-con-boxed e-con e-parent\" data-id=\"6fc2d82\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-5019b08 e-con-full e-flex e-con e-child\" data-id=\"5019b08\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-e50611f e-con-full e-flex e-con e-child\" data-id=\"e50611f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b5e0023 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"b5e0023\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Sprawd\u017a mo\u017cliwo\u015b\u0107 uzyskania finansowania dla Twojej firmy<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-30ecd14 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"30ecd14\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>Wype\u0142nij kr\u00f3tki formularz kontaktowy, a skontaktuje si\u0119 z Tob\u0105 w ci\u0105gu 24 godzin.<\/strong> Na podstawie przekazanych informacji oceni\u0119, czy Twoja firma kwalifikuje si\u0119 do programu oraz okre\u015bl\u0119 szacunkow\u0105 wysoko\u015b\u0107 dofinansowania.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d35b216 e-con-full e-flex e-con e-child\" data-id=\"d35b216\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cb1aa4e elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"cb1aa4e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Uzupe\u0142nij formularz<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b884b98 elementor-button-align-center elementor-widget__width-initial elementor-widget elementor-widget-form\" data-id=\"b884b98\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;step_next_label&quot;:&quot;Next&quot;,&quot;step_previous_label&quot;:&quot;Previous&quot;,&quot;button_width&quot;:&quot;100&quot;,&quot;step_type&quot;:&quot;number_text&quot;,&quot;step_icon_shape&quot;:&quot;circle&quot;}\" data-widget_type=\"form.default\">\n\t\t\t\t\t\t\t<form class=\"elementor-form\" method=\"post\" name=\"New Form\" aria-label=\"New Form\">\n\t\t\t<input type=\"hidden\" name=\"post_id\" value=\"331\"\/>\n\t\t\t<input type=\"hidden\" name=\"form_id\" value=\"b884b98\"\/>\n\t\t\t<input type=\"hidden\" name=\"referer_title\" value=\"Po\u017cyczki unijne - Magdalena Waszkiewicz\" \/>\n\n\t\t\t\t\t\t\t<input type=\"hidden\" name=\"queried_id\" value=\"331\"\/>\n\t\t\t\n\t\t\t<div class=\"elementor-form-fields-wrapper elementor-labels-above\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-name elementor-col-100\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-name\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tImi\u0119 i nazwisko\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[name]\" id=\"form-field-name\" class=\"elementor-field elementor-size-sm  elementor-field-textual\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-tel elementor-field-group elementor-column elementor-field-group-field_cc4cdfb elementor-col-100 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_cc4cdfb\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tNumer telefonu\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t<input size=\"1\" type=\"tel\" name=\"form_fields[field_cc4cdfb]\" id=\"form-field-field_cc4cdfb\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" required=\"required\" pattern=\"[0-9()#&amp;+*-=.]+\" title=\"Only numbers and phone characters (#, -, *, etc) are accepted.\">\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-email elementor-field-group elementor-column elementor-field-group-email elementor-col-100 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-email\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tE-mail\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"email\" name=\"form_fields[email]\" id=\"form-field-email\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-field_44d6848 elementor-col-100\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_44d6848\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tNIP\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[field_44d6848]\" id=\"form-field-field_44d6848\" class=\"elementor-field elementor-size-sm  elementor-field-textual\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-field_b4b1e3d elementor-col-100\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_b4b1e3d\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tWojew\u00f3dztwo inwestycji\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[field_b4b1e3d]\" id=\"form-field-field_b4b1e3d\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\" \">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-select elementor-field-group elementor-column elementor-field-group-field_9ca7826 elementor-col-100\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_9ca7826\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tCzy posiadasz zabezpieczenie w postaci nieruchomo\u015bci? \t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field elementor-select-wrapper remove-before \">\n\t\t\t<div class=\"select-caret-down-wrapper\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-caret-down\" viewBox=\"0 0 571.4 571.4\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M571 393Q571 407 561 418L311 668Q300 679 286 679T261 668L11 418Q0 407 0 393T11 368 36 357H536Q550 357 561 368T571 393Z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t\t<select name=\"form_fields[field_9ca7826]\" id=\"form-field-field_9ca7826\" class=\"elementor-field-textual elementor-size-sm\">\n\t\t\t\t\t\t\t\t\t<option value=\"Tak\">Tak<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Nie\">Nie<\/option>\n\t\t\t\t\t\t\t<\/select>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-select elementor-field-group elementor-column elementor-field-group-field_3c6fe15 elementor-col-100\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_3c6fe15\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tJak\u0105 kwot\u0119 potrzebujesz?\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field elementor-select-wrapper remove-before \">\n\t\t\t<div class=\"select-caret-down-wrapper\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-caret-down\" viewBox=\"0 0 571.4 571.4\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M571 393Q571 407 561 418L311 668Q300 679 286 679T261 668L11 418Q0 407 0 393T11 368 36 357H536Q550 357 561 368T571 393Z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t\t<select name=\"form_fields[field_3c6fe15]\" id=\"form-field-field_3c6fe15\" class=\"elementor-field-textual elementor-size-sm\">\n\t\t\t\t\t\t\t\t\t<option value=\"do 150 ty\u015b\">do 150 ty\u015b<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"do 1mln\">do 1mln<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"powy\u017cej 3 mln\">powy\u017cej 3 mln<\/option>\n\t\t\t\t\t\t\t<\/select>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-checkbox elementor-field-group elementor-column elementor-field-group-field_5d08ffe elementor-col-100\">\n\t\t\t\t\t<div class=\"elementor-field-subgroup  elementor-subgroup-inline\"><span class=\"elementor-field-option\"><input type=\"checkbox\" value=\"Wyra\u017cam zgod\u0119 na przes\u0142anie swoich danych w celach kontaktowych.\" id=\"form-field-field_5d08ffe-0\" name=\"form_fields[field_5d08ffe]\"> <label for=\"form-field-field_5d08ffe-0\">Wyra\u017cam zgod\u0119 na przes\u0142anie swoich danych w celach kontaktowych.<\/label><\/span><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-group elementor-column elementor-field-type-submit elementor-col-100 e-form__buttons\">\n\t\t\t\t\t<button class=\"elementor-button elementor-size-lg\" type=\"submit\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-right\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Wy\u015blij wiadomo\u015b\u0107 <\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/button>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/form>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-12baf6d e-flex e-con-boxed e-con e-parent\" data-id=\"12baf6d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-06081f3 e-con-full e-flex e-con e-child\" data-id=\"06081f3\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-9513cac e-con-full e-flex e-con e-child\" data-id=\"9513cac\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f78784c elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"f78784c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Masz pytanie? Skontaktuj si\u0119<\/h3>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9b759d6 e-con-full e-flex e-con e-child\" data-id=\"9b759d6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-2a49711 e-con-full e-flex e-con e-child\" data-id=\"2a49711\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f801c9d elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"f801c9d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:svg=\"http:\/\/www.w3.org\/2000\/svg\" id=\"svg8\" height=\"512\" viewBox=\"0 0 8.4666665 8.4666669\" width=\"512\"><g id=\"layer1\" transform=\"translate(0 -288.533)\"><path id=\"path823\" d=\"m5.9492188 1.0039062c-.7777682.0113386-1.5234026.3201521-2.0742188.8710938l-2 2c-.5647835.5648504-.8733364 1.3316649-.8710938 2.1269531.0015738.5580473.066003 2.2450723 1.2109376 5.1074219 1.1539672 2.884913 3.3961881 6.747719 7.6621093 11.013672 4.2659019 4.265877 8.1287479 6.508144 11.0136719 7.662109 2.862342 1.144933 4.549382 1.20935 5.107422 1.210938.795293.00223 1.562087-.306168 2.126953-.871094l2-2c1.325026-1.325027 1.090315-3.583047-.464844-4.621094l-5.99414-4.001953c-1.18567-.791395-2.780388-.629762-3.78711.376953l-.228515.228516c-1.076715-.564586-2.48309-1.190116-4.525391-3.232422-2.195325-2.195339-2.687235-3.460131-3.232422-4.525391l.228516-.228515c1.00667-1.006677 1.168385-2.601434.376953-3.7871096l-4.0019532-5.9941406c-.565064-.8465386-1.5263933-1.35158474-2.546875-1.3359376zm9.9511722 0a1.0001 1.0001 0 0 0 .095703 1.9921876c7.191536 0 13.007799 5.8162786 13.007812 13.0078122a1.0001 1.0001 0 1 0 1.992188 0c-.000015-8.2724029-6.727584-14.9999998-15-14.9999998a1.0001 1.0001 0 0 0 -.095703 0zm.095703 3.9921876a1.000252 1.000252 0 1 0 0 2.0019531c4.982402 0 9.005853 4.0234591 9.005859 9.0058591a1.0002459 1.0002459 0 1 0 2.001953 0c-.000007-6.063269-4.944529-11.0078122-11.007812-11.0078122zm0 4.0019531a1.000252 1.000252 0 1 0 0 2.0000001c2.773266 0 5.005859 2.232593 5.005859 5.005859a1.0002461 1.0002461 0 0 0 2 0c0-3.854135-3.151709-7.0058591-7.005859-7.0058591z\" transform=\"matrix(.265 0 0 .265 0 288.533)\" vector-effect=\"none\"><\/path><\/g><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tTelefon\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\t+48 669 247 834\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1aaac48 elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"1aaac48\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a href=\"mailto:waszkiefinanse@gmail.com\" class=\"elementor-icon\" tabindex=\"-1\" aria-label=\"E-mail\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_1\" height=\"512\" viewBox=\"0 0 512 512\" width=\"512\"><path d=\"m508.6 178-43.6-31v-74.8c0-4.4-3.6-8-8-8h-108.2c-.1-.1-.1-.1-.2-.2l-88-62.6c-2.8-2-6.5-2-9.3 0l-86.1 61.3c-.6.4-1.1.9-1.6 1.5h-108.6c-4.4 0-8 3.6-8 8v74.7l-43.6 31.1c-2.1 1.5-3.4 3.9-3.4 6.5v319.5c0 4.4 3.6 8 8 8h496c4.4 0 8-3.6 8-8v-319.5c0-2.6-1.2-5-3.4-6.5zm-492.6 22.1 173.7 124.1-173.7 163.2zm187 133.5 48 34.3c1.4 1 3 1.5 4.7 1.5 1.6 0 3.3-.5 4.6-1.5l48.6-34.6 172.8 162.7h-451.5zm119.2-9.7 173.8-123.7v287.2zm168.1-139.3-25.3 18v-36zm-234.3-166.8 65.2 46.4h-130.4zm193 62.4v133.8l-193.3 137.6-192.7-137.7v-133.7zm-402 122.3-25.2-18 25.2-17.9zm167.5 73.9c13.1 7.6 27.7 11.5 42.5 11.5 7.4 0 14.9-1 22.2-2.9 15.7-4.2 29.7-12.7 40.6-24.6 3-3.3 2.8-8.3-.5-11.3s-8.3-2.8-11.3.5c-8.9 9.6-20.3 16.5-33 19.9-17.9 4.8-36.5 2.3-52.6-6.9-16-9.3-27.5-24.2-32.3-42.1s-2.3-36.5 6.9-52.6c9.3-16 24.2-27.5 42.1-32.3 23.4-6.3 47.9-.1 65.6 16.6 20.6 19.5 25.6 46.2 11.9 63.6-6.5 8.2-22.6 18-28.4 15.9-1.7-.6-2.7-4.4-2.6-9.7l.9-57c.1-4.4-3.5-8.1-7.9-8.1h-.1c-3.7 0-6.8 2.5-7.7 5.9-8.6-4.1-18.5-5.2-28.1-2.6-10.5 2.8-19.2 9.5-24.6 18.9s-6.9 20.3-4.1 30.8 9.5 19.2 18.9 24.7c9.4 5.4 20.3 6.9 30.8 4.1 2.8-.7 5.4-1.8 7.9-3.1 2.6 6.7 7.1 9.8 11.2 11.3 2.2.8 4.5 1.1 6.9 1.1 15.4 0 33.5-14.7 39.5-22.2 9-11.4 12.7-26.2 10.4-41.8-2.4-15.9-10.6-30.9-23.8-43.4-21.8-20.6-52-28.2-80.8-20.5-22 5.9-40.4 20-51.8 39.7s-14.4 42.7-8.5 64.7c5.9 22.1 20 40.5 39.8 51.9zm55.1-58.8c-2.9 2.6-6.3 4.5-10.1 5.5-6.4 1.7-13 .8-18.7-2.5s-9.8-8.6-11.5-15c-1.7-6.3-.8-13 2.5-18.6 3.3-5.7 8.6-9.8 14.9-11.5 2.1-.6 4.3-.8 6.4-.8 6.3 0 12.4 2.4 17 6.9z\"><\/path><\/svg>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"mailto:waszkiefinanse@gmail.com\" >\n\t\t\t\t\t\t\tE-mail\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\twaszkiefinanse@gmail.com\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Po\u017cyczki unijne Rozwi\u0144 swoj\u0105 firm\u0119 dzi\u0119ki po\u017cyczkom unijnym Je\u015bli jeste\u015b na etapie, gdzie firma ju\u017c dzia\u0142a, zarabia i my\u015blisz o kolejnym kroku &#8211; inwestycji, rozwoju, zwi\u0119kszeniu skali &#8211; to jest moment, w kt\u00f3rym zaczynasz liczy\u0107 nie tylko \u201eczy si\u0119 da\u201d, ale ile to realnie kosztuje. W praktyce wygl\u0105da to tak: masz plan, widzisz kierunek, tylko [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":6,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-331","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Po\u017cyczki unijne - Magdalena Waszkiewicz<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/waszkiefinanse.pl\/index.php\/pozyczki-unijne\/\" \/>\n<meta property=\"og:locale\" content=\"pl_PL\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Po\u017cyczki unijne - Magdalena Waszkiewicz\" \/>\n<meta property=\"og:description\" content=\"Po\u017cyczki unijne Rozwi\u0144 swoj\u0105 firm\u0119 dzi\u0119ki po\u017cyczkom unijnym Je\u015bli jeste\u015b na etapie, gdzie firma ju\u017c dzia\u0142a, zarabia i my\u015blisz o kolejnym kroku &#8211; inwestycji, rozwoju, zwi\u0119kszeniu skali &#8211; to jest moment, w kt\u00f3rym zaczynasz liczy\u0107 nie tylko \u201eczy si\u0119 da\u201d, ale ile to realnie kosztuje. W praktyce wygl\u0105da to tak: masz plan, widzisz kierunek, tylko [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/waszkiefinanse.pl\/index.php\/pozyczki-unijne\/\" \/>\n<meta property=\"og:site_name\" content=\"Magdalena Waszkiewicz\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-27T06:19:42+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Szacowany czas czytania\" \/>\n\t<meta name=\"twitter:data1\" content=\"7 minut\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/waszkiefinanse.pl\\\/index.php\\\/pozyczki-unijne\\\/\",\"url\":\"https:\\\/\\\/waszkiefinanse.pl\\\/index.php\\\/pozyczki-unijne\\\/\",\"name\":\"Po\u017cyczki unijne - Magdalena Waszkiewicz\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/waszkiefinanse.pl\\\/#website\"},\"datePublished\":\"2026-03-27T15:26:51+00:00\",\"dateModified\":\"2026-04-27T06:19:42+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/waszkiefinanse.pl\\\/index.php\\\/pozyczki-unijne\\\/#breadcrumb\"},\"inLanguage\":\"pl-PL\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/waszkiefinanse.pl\\\/index.php\\\/pozyczki-unijne\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/waszkiefinanse.pl\\\/index.php\\\/pozyczki-unijne\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Strona g\u0142\u00f3wna\",\"item\":\"https:\\\/\\\/waszkiefinanse.pl\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Po\u017cyczki unijne\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/waszkiefinanse.pl\\\/#website\",\"url\":\"https:\\\/\\\/waszkiefinanse.pl\\\/\",\"name\":\"Magdalena Waszkiewicz\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/waszkiefinanse.pl\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"pl-PL\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Po\u017cyczki unijne - Magdalena Waszkiewicz","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/waszkiefinanse.pl\/index.php\/pozyczki-unijne\/","og_locale":"pl_PL","og_type":"article","og_title":"Po\u017cyczki unijne - Magdalena Waszkiewicz","og_description":"Po\u017cyczki unijne Rozwi\u0144 swoj\u0105 firm\u0119 dzi\u0119ki po\u017cyczkom unijnym Je\u015bli jeste\u015b na etapie, gdzie firma ju\u017c dzia\u0142a, zarabia i my\u015blisz o kolejnym kroku &#8211; inwestycji, rozwoju, zwi\u0119kszeniu skali &#8211; to jest moment, w kt\u00f3rym zaczynasz liczy\u0107 nie tylko \u201eczy si\u0119 da\u201d, ale ile to realnie kosztuje. W praktyce wygl\u0105da to tak: masz plan, widzisz kierunek, tylko [&hellip;]","og_url":"https:\/\/waszkiefinanse.pl\/index.php\/pozyczki-unijne\/","og_site_name":"Magdalena Waszkiewicz","article_modified_time":"2026-04-27T06:19:42+00:00","twitter_card":"summary_large_image","twitter_misc":{"Szacowany czas czytania":"7 minut"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/waszkiefinanse.pl\/index.php\/pozyczki-unijne\/","url":"https:\/\/waszkiefinanse.pl\/index.php\/pozyczki-unijne\/","name":"Po\u017cyczki unijne - Magdalena Waszkiewicz","isPartOf":{"@id":"https:\/\/waszkiefinanse.pl\/#website"},"datePublished":"2026-03-27T15:26:51+00:00","dateModified":"2026-04-27T06:19:42+00:00","breadcrumb":{"@id":"https:\/\/waszkiefinanse.pl\/index.php\/pozyczki-unijne\/#breadcrumb"},"inLanguage":"pl-PL","potentialAction":[{"@type":"ReadAction","target":["https:\/\/waszkiefinanse.pl\/index.php\/pozyczki-unijne\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/waszkiefinanse.pl\/index.php\/pozyczki-unijne\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Strona g\u0142\u00f3wna","item":"https:\/\/waszkiefinanse.pl\/"},{"@type":"ListItem","position":2,"name":"Po\u017cyczki unijne"}]},{"@type":"WebSite","@id":"https:\/\/waszkiefinanse.pl\/#website","url":"https:\/\/waszkiefinanse.pl\/","name":"Magdalena Waszkiewicz","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/waszkiefinanse.pl\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"pl-PL"}]}},"_links":{"self":[{"href":"https:\/\/waszkiefinanse.pl\/index.php\/wp-json\/wp\/v2\/pages\/331","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/waszkiefinanse.pl\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/waszkiefinanse.pl\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/waszkiefinanse.pl\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/waszkiefinanse.pl\/index.php\/wp-json\/wp\/v2\/comments?post=331"}],"version-history":[{"count":106,"href":"https:\/\/waszkiefinanse.pl\/index.php\/wp-json\/wp\/v2\/pages\/331\/revisions"}],"predecessor-version":[{"id":1839,"href":"https:\/\/waszkiefinanse.pl\/index.php\/wp-json\/wp\/v2\/pages\/331\/revisions\/1839"}],"wp:attachment":[{"href":"https:\/\/waszkiefinanse.pl\/index.php\/wp-json\/wp\/v2\/media?parent=331"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}